Tuition! Tuition! Tuition! | The Daily Runner

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Posted by Jenn Wakefield
Mar 24, 2013

From one student to another, how to pay without the stress.

by Autumn Edwards

For those of entering or continuing your education at your desired institution, it?s never too early or late to emphasize the multiple options for paying for tuition. Of course, college is fun and a great way to get involved in the community but it can also be costly due to paying for housing + living expenses + books + spending money + all the extra stuff in between!?! Woah! Can you say ?expensive much?!?

The cost of tuition will only pile up as the years progress regulates on the type of classes and credits a student is required to take. However the stress a college student experiences may or may not increase depending on how they handle the situation. Learning to grasp the situation before it goes out of control can make a world of a difference on the left over balance, if any. To make sure that all incoming and already enrolled students won?t stress and start pulling their hair out, here a few helpful tips:

First and foremost, apply for FAFSA (Federal Student Aid) if you haven?t done so already. Why, because FAFSA uses the data that you put in to help calculate and estimate your finances for your future education. (http://studentaid.ed.gov/sites/default/files/2012-13-completing-the-fafsa.pdf ) And yes I know, ?this again?? is what some of you may be thinking, ?Didn?t I do this when applying for college?? and yes some of you may have however one never knows if and when the semester tuition payment options or one?s living situation may change. So to make sure one is fully prepared, take some time to apply or update anyway and for those who have applied, double check for accuracy.

Secondly, this is one everyone has been told and should know, but if not here it is, make sure to visit the Financial Aid Office at your college and speak to your financial advisor. Doing so can help you better understand the options of how and what you are paying for in reference to tuition. Students are able to apply for all types of financial aid opportunities, such as:

• Military Aid (which helps pay for at least $200 of one?s book fees at Regent University)
• Yearly Scholarships
  • There are several scholarships sites that are extremely helpful and offer scholarships that don?t require much. (Hint: if you fill out a profile with interests in school, hobbies and future career, the sites will help by setting up great matches) Here are a few great sites to visit:
• Government Grants
• Student Loans
  • If one must take out a loan make sure that the loan will cover a good part of your tuition, but hey, don?t go overboard. The more the loan covers the more you have to pay back in credit. So as a reminder make sure you take out only what you can pay later on.
    • Federal Loans
    • Private Loans
    • PLUS loans
    • Subsidized and Unsubsidized loans
    • V-Tag

• Payment Installment Plan
  • Ask your school about their payment plan. Paying in installments can help ease the pressure of having to pay all at once. By paying over a four month period you?ll have more time to collect the necessary funds to pay a little at a time

?Is that all?? Hardly, there are several other ways you can apply to receive money for college. Although students may or will need to create a resume in order to give to a company or organization, so if you need help ask someone in the Career Services to guide you through the process offering the scholarship or grant:

• Church Organizations
  • If you are affiliated with a church, check and see if they offer scholarships and if not go out and check other churches within the area to see if they offer any. Some may require you to a member while others will ask for a resume and transcripts as part of the application selection
• Local Foundations
• Credit Unions
• Donors
  • There are plenty of people who head corporations who would like to offer promising students money for college. For example banks, department stores, and car companies may offer opportunities just right for you.
    • Also, make sure to check out your state?s or city?s website for any scholarship offerings made throughout the year.

And thirdly, learn how to budget and save money. It may not sound like much but trust and believe learning how to do this will save not only money but also time in the future. By either taking a job or selling things that you can?t or won?t use anymore, such as text books or personal items, can benefit you greatly in gaining start up funds for the next semester. Also a great way to learn about saving and spending while in college is by visiting the sites of Dave Ramsey?s Foundations in Personal Finance.

Dave Ramsey is known as a ?financial guru?, his books, and radio talk show focus on the main issues of paying for college, getting out of debt and ways to save for the future. Here are some helpful sites to visit:

http://www.daveramsey.com/home/

https://www.mytotalmoneymakeover.com/

Hopefully this is information will be beneficial to you in going about paying for college and saving for the future. Always remember that there is more than one way to solve a problem if you just ask the right questions.

Source: http://dailyrunneronline.com/tuition-tuition-tuition/

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